Attain Growth From First Party Banking Data
VARTA replaces siloed CCM and alert systems by transforming every customer touchpoint into a precise, profitable signal
Rise In Operational Efficiency
Reduction In Service Request Time
Reduction In Total Cost Of Ownership
Efficiency In Transactional
Processes
Driving Banking Growth: The VARTA Advantage
Compliance governed communications that turn regulatory discipline into measurable banking growth
Deposit
Growth
Anticipate customer intent by analyzing surplus liquidity and salary inflows to trigger contextual offers for FDs, savings sweeps, or investments; in the moment.
Lending
Growth
Move beyond static credit scores by using Behavioral Intelligence to detect real-time intent (spending shifts, life events) and instantly push the next-best, right-fit loan offer.
Card Spend
Acceleration
Drive wallet-share growth with contextual nudges delivered immediately following low-spend periods or category-specific transactions.
Third-Party
Products
Identify adjacent customer needs based on financial behavior to compliantly cross-sell partner products within transactional messages.
VARTA: Unified Intelligence For Decisive Action
Transform fragmented ecosystem into a single Central Communication Hub Eliminate data silos and convert real-time signals into orchestrated growth, compliance, and risk mitigation
Unify transactional, behavioral, and attitudinal data into a single source of truth. Align Product, Marketing, and Risk teams, ensuring every decision starts from a complete customer understanding.
Move beyond static segmentation. Use context- awareness to detect immediate shifts: a low balance, a life event, or a cash influx to anticipate the precise Next Best Action required.
Deliver adaptive, one-to-one journeys that evolve with the customer. Act on real-time intent and every touchpoint is delivered with hyper-relevance, driving higher conversion rates and lasting loyalty.
By centering data and action in one platform banks ensure profitable nudges, mandatory disclosures, and risk alerts are managed simultaneously.
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Bring Order To Every Communication Flow

Generate and deliver ISO 20022-compliant, multi-format statements in real time, giving treasurers immediate access to accurate data.

Guarantee time-critical messages reach the customer instantly. Maintain audit trails, enforce permissions, and keep operational risk in check.

Capture live transactional signals that reflect revenue risk, fraud events, payment behavior, and responsiveness. Build real-time awareness to act with confidence.
CASE STUDY
How India's Largest Private Sector Bank Projected A 3x Revenue Growth
FCI partnered with ICICI bank to transform its communication operations and boost customer satisfaction
Orchestrating Communications For Revenue, Risk, And Compliance
Ensure excellence across all critical banking functions by unifying control over the entire communication lifecycle
VARTACore
Documents, letters, and statements delivered through a unified, compliant framework.

Single governed communication and data layer.

Centralized templates, workflows, and compliance controls.

Consistent, scalable communication across all business units.
VARTASignal
Real-time transactional notifications, OTPs, and alerts that keep customers informed and engaged via SMS, email, WhatsApp, and push notifications.

Instant transaction and balance alerts.

Payment reminders and due-date nudges.

Prevent fraud with proactive event-based messaging.
VARTAStream
Intelligent, no-code communication flows for precise, high-speed business and commercial banking statement delivery.

Enriched EOD and intra-day statements.

Multi-format, ERP-compatible, ISO 20022-ready statements.

Automate omni-channel distribution without middleware, streamlining operations.
VARTASense
Real-time, AI-driven contextual and behavioral insights that guide every next-best action.

Understand customer intent before they express it.

Recommend product offers aligned to financial goals and life moments.

Power hyper-personalized journeys that increase conversion and loyalty.
VARTACore
Documents, letters, and statements delivered through a unified, compliant framework.

Single governed communication and data layer.

Centralized templates, workflows, and compliance controls.

Consistent, scalable communication across all business units.
VARTASignal
Real-time transactional notifications, OTPs, and alerts that keep customers informed and engaged via SMS, email, WhatsApp, and push notifications.

Instant transaction and balance alerts.

Payment reminders and due-date nudges.

Prevent fraud with proactive event-based
messaging.
VARTAStream
Intelligent, no-code communication flows for precise, high-speed business and commercial banking statement delivery.

Enriched EOD and intra-day statements.

Multi-format, ERP-compatible, ISO 20022-ready statements.

Automate omni-channel distribution without
middleware, streamlining operations.
VARTASense
Real-time, AI-driven contextual and behavioral insights that guide every next-best action.

Understand customer intent before they express it.

Recommend product offers aligned to financial
goals and life moments.

Power hyper-personalized journeys that
increase conversion and loyalty.
VARTA Solution Suite
Shape Better Customer Journeys With One Integrated, Outcome-Focused Engagement Layer
Wondering how it’ll work for you?
VARTA Seamlessly Works With Your Existing Stack
Maximize the value of your tech investments by capturing signals and automating action
Core Banking Systems
VARTA integrates directly with your CBS to capture real-time transactional signals—so you can act instantly on deposits, loans, and payments.
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Customer Data Platform
Experience versatile interactivity with Varta’s command centre that streamlines communication of the customer according to the preferred channel.
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Customer Relationship Management
Supercharge your CRM with actionable intelligence. VARTA prioritizes leads, recommends next-best actions, and empowers RMs to engage at the right moment.
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Unified Engagement Layer
VARTA unifies fragmented stacks into a single engagement layer bridging:
- MarTech
- CPaaS
- CCM and compliance tools
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VARTA Seamlessly Works With Your Existing Stack
Maximize the value of your tech investments by capturing signals and automating actions.
Core Banking Systems
VARTA integrates directly with your CBS to capture real-time transactional signals—so you can act instantly on deposits, loans, and payments.
Explore more
- Solution brief: VARTA Extends the Power of Core Banking Systems
Customer Data Platform
Experience versatile interactivity with Varta’s command centre that streamlines communication of the customer according to the preferred channel.
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- Why CDPs Alone Can’t Drive Banking Growth
Customer Relationship Management
Supercharge your CRM with actionable intelligence. VARTA prioritizes leads, recommends next-best actions, and empowers RMs to engage at the right moment.
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- Boosting RM Productivity with VARTA + CRM
Unified Engagement Layer
VARTA unifies fragmented stacks into a single engagement layer—bridging martech, CPaaS, CCM, and compliance tools.
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- Simplify Your Stack: Why Banks Don’t Need 4 Different Platforms to Drive Growth
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